Bankruptcy Lawyers of Fairfax County

“Excellent advice during a difficult time: My wife and I used Mr. Fuller’s services to help us through chapter 7 bankruptcy. He was very accessible, and answered every question we had. He had fully prepared us on what to expect at every step of the bankruptcy and also what to expect afterwards. He really put us at ease during our time of uncertainty. It was nice to be able (to) hand over something very personal and know that the situation was being handled correctly and professionally. We had originally used Mr. Fuller’s services when we purchased our first home. Because of that first experience, we had no reservations in using him for our bankruptcy.” – client testimonial (

Understanding Bankruptcy

How much do you know about bankruptcy? Did you know that bankruptcy can eliminate most debts? Although exceptions like student loans, alimony, taxes, and child support often remain, most debtors in bankruptcy are able to keep their homes, vehicles, and even their personal property.

While the prospect of “declaring bankruptcy” might be a daunting one, it is helpful to remember the foundational aim of federal bankruptcy laws. These laws which have been enacted by Congress are intended to afford debtors the possibility of a fresh start from debilitating debts which cause our clients unspeakable amounts of stress and pain. Many folks in Fairfax and Prince William Counties often turn to us, bankruptcy lawyers of Vienna, to help guide them through the labyrinth of technical paperwork and to offer our expert legal advice. No two cases are the same, and we will treat yours with the attention to detail and care that each client of Tate Bywater merits. That’s part of what sets us apart as bankruptcy attorneys of Fairfax County, Prince William County, and beyond.

Six Types Of Bankruptcy Cases

Understanding the intricacies of each type of bankruptcy case isn’t something that can be accomplished on a web page, but we can provide you with a brief synopsis for each case type for which we provide legal counsel.

  • Chapter 7 Bankruptcy – entitled Liquidation which concerns a court-supervised procedure where a trustee takes over the debtor’s estate assets
  • Chapter 9 Bankruptcy – entitled Adjustment of Debts of a Municipality, concerns a reorganization typically associated with cities, towns, municipal utilities, taxing districts and school districts
  • Chapter 11 Bankruptcy – entitled Reorganization, which is typically utilized by commercial entities who look to continue business operation while repaying creditors
  • Chapter 12 Bankruptcy – entitled Adjustment of Debts of a Family Farmer or Fisherman with Regular Annual Income offers an opportunity for debt relief to family fishermen or farmers who have a regular income
  • Chapter 13 Bankruptcy – entitled Adjustment of Debts of an Individual with Regular Income, designated for individuals with regular sources of income
  • Chapter 15 Bankruptcy – entitled Ancillary and Other Cross-Border Cases address cases of cross-border insolvency

Again, these case types aren’t your responsibility to memorize. Leave the details to us at Tate Bywater.

What Tate Bywater Can Do For You

You might be interested to learn that in the vast majority of most bankruptcy cases within the United States, the majority of the process will be handled outside of the courtroom. At Tate, Bywater, Fuller, Mickelsen, & Tull Law Firm, we work diligently to make sure that your personal involvement with the case is at a minimum. Typically speaking, we are able to reduce the degree of personal involvement a client of ours might have with a bankruptcy judge. For example, most chapter 7 debtors will not have to appear in court. The vast majority of the process occurs outside of the courthouse and is administrative in nature. We work hard to bring you a satisfactory result while doing our best to reduce the overall stress of the ordeal through our dedication to being communicative throughout the case proceedings.

As you can no doubt tell, the law surrounding bankruptcy is anything but simple. Having an experienced bankruptcy lawyer like Gary B. Fuller of Tate Bywater on your side brings you the peace of mind that your desired result can be reached. With over 12 years of experience in bankruptcy law, Mr. Fuller is a bankruptcy attorney who is committed to understanding the individual needs of his clients. Throughout our history of practice at Tate Bywater, we’ve guided our clients through an array of case types. We can walk with you through the intricacies of your own case, making it understandable and actionable with legal advice. Serving residents in Prince William County, Fairfax County, Vienna, in addition to folks in Maryland and the District of Columbia, we want you to know that you have a free consultation available to you at Tate Bywater.

If you are faced with a seemingly insurmountable situation, let us be your advocate. Call Tate Bywater today. For more information, visit our dedicated Vienna Bankruptcy Law page.